 |
Variable |
Fixed |
Line of Credit |
Low Doc |
Investment |
|||
|---|---|---|---|---|---|---|---|---|
Get an easy-to-manage home loan with a great rate. |
Lock in the rate to maximise your security and plan for the future. |
Use the equity in your home to give yourself financial flexibility and freedom. |
Perfect if you're self employed or haven't been in the workforce long because up-to-date full financial statements aren't required. |
Interest only gives great tax benefits for the investor. |
||||
Standard |
Discounted |
Standard |
Latitude |
Latitude Plus |
Variable |
Fixed |
Interest only |
|
8.32% |
7.62%+^ |
7.19%^ |
7.63%^ |
8.32% |
8.32% |
7.79% |
7.19%^ |
|
What's the application fee? |
$600 |
$600 |
$600 |
$600 |
$600 |
$600 |
$600 |
$600 |
8.35% |
7.73% |
8.23% |
N/A |
N/A |
8.43% |
8.27% |
8.23% |
|
What's the monthly fee? |
$0 |
$8 |
$0 |
$0 |
$8 |
$8 |
$8 |
$0 |
What's the maximum |
40 Years |
40 Years |
40 Years |
- |
- |
40 Years |
40 Years |
40 Years |
Can I make extra repayments with flexible payment options? |
 |
|
Yes |
|
|
|
Yes |
- |
Can I link to a 100% offset account? |
|
|
|
- |
- |
|
|
- |
Can I redraw my additional payments?
|
|
|
-
|
|
|
|
-
|
- |
Is it an all-in-one account with card access?
|
-
|
-
|
-
|
|
|
-
|
-
|
-
|
Can I make interest only repayments?
|
-
|
- |
-
|
|
|
-
|
-
|
|
Can I capitalise the interest?
|
-
|
-
|
-
|
- | -
|
-
|
-
|
|
Can I choose the way I make repayments, whether it be online, in person, or automatically?
|
|
|
|
|
|
|
|
|
You want to take advantage of all the above benefits?
|
||||||||
* Information current as at 05/09/07. Terms, conditions, fees, charges, and lending criteria apply and are available on application. This is a comparison rate. The comparison rate is only accurate for a secured loan of $150,000 for a term of 25 years. A comparison rate schedule is available from our website or any Savings & Loans branch. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
As the advice on this website has been prepared without considering your objectives, financial situation or needs, you should, before acting on the advice, consider its appropriateness to your circumstances. Savings & Loans recommends that you read the Product Disclosure Statement (PDS) before deciding to acquire or continue to hold, these products. Contact Savings & Loans for a copy of the PDS.
This table lists a sample of Savings & Loans home loans only. For a full list of products please contact us or refer to our PDS.
+ For loan amounts greater than $250k.
^ New business Only.
# After the fixed period, the fixed rate reverts to our then current standard variable rate pertaining to that product.
