Loans

Buying Your First Home

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Buying your first home is an important step. If you make the right decisions it can help form the foundations of your future.

Savings & Loans also offer:

  • Longer loan terms where affordability is an issue
  • Family Guarantee option to get your foot in the door by having a member of your immediate family guarantee a portion of their home for your loan

As a first home buyer you should consider our:

  • Fixed Rate Home Loan Peace of mind with set repayments over the fixed rate period and no penalty for extra repayments up to $10,000 a year.
  • Variable Rate Home Loan The flexibility to pay extra on your loan and redraw it if you need.
  • Line of Credit Pay off your loan even sooner by using every dollar to credit your home loan.
  • Low Doc Loan For anyone who is self employed with an Australian Business Number (ABN) and can't provide up to date full financial statements.
  • Home Loan Package Consolidate all your banking with Savings & Loans and save with a great home loan deal and other special discounts. 1

Our Home Loan Calculator will help you work out what your repayments will be. Still not sure? Compare our loans to see which is right for you.

Want to know more about our award winning home loans?

We pride ourselves on making our application process quick and easy. Apply online, visit any branch, call 13 11 82 or if you are short on time request an appointment.

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1. Home Loan Package available with all home loans excluding Nil End Bridging or Low Doc Loans with a minimum loan amount of $150,000.

Terms, conditions, fees, charges and lending criteria apply and are available on application.

You should consider our Product Disclosure Statements and other Disclosure Documents. This information and advice is provided without reference to your personal circumstances so you should consider whether this product fits your objectives, financial situation and needs. Contact us on 13 11 82 with any questions, or visit your nearest branch to talk to a consultant.