Financials

Notes to Financial Statements

Note 1 Statement of significant accounting policies Note 2 Interest income Note 3 Interest expense Note 4 Other income Note 5 Other expenses Note 6 Personnel expenses Note 7 Average balance sheet and related interest Note 8 Auditors' remuneration Note 9 Income tax expense Note 10 Current tax liabilities Note 11 Cash and cash equivalents Note 12 Receivables due from other financial institutions - Available for sale Note 13 Accrued income Note 14 Investment securities - Available for sale Note 15 Loans and advances Note 16 Impairment of loans and advances Note 17 Investment property Note 18 Property, plant and equipment Note 19 Other investments - Available for sale Note 20 Other receivables Note 21 Intangible assets Note 22 Deferred tax assets and deferred tax liabilities	Note 23 Payables due to other financial institutions Note 24 Members' deposits Note 25 Employee benefits Note 26 Other payables Note 27 Bonds, notes and debentures Note 28 Redeemed preference share capital account Note 29 Capital and reserves Note 30 Operating leases Note 31 Segment reporting Note 32 Financing arrangements Note 33 Maturity analysis of monetary assets and liabilities Note 34 Capital and other commitments Note 35 Contingencies Note 36 Consolidated entity Note 37 Key management personnel disclosures Note 38 Non-key management personnel disclosures Note 39 Notes to the statements of cash flows Note 40 Financial instruments Note 41 Dividend franking account Note 42 Economic dependency Note 43 Explanation of transition to AIFRSs Note 44 Changes in accounting policy Note 45 Events subsequent to balance date

Note 1 Statement of significant accounting policies
Note 2 Interest income
Note 3 Interest expense
Note 4 Other income
Note 5 Other expenses
Note 6 Personnel expenses
Note 7 Average balance sheet and related interest
Note 8 Auditors' remuneration
Note 9 Income tax expense
Note 10 Current tax liabilities
Note 11 Cash and cash equivalents
Note 12 Receivables due from other financial institutions - Available for sale
Note 13 Accrued income
Note 14 Investment securities - Available for sale
Note 15 Loans and advances
Note 16 Impairment of loans and advances
Note 17 Investment property
Note 18 Property, plant and equipment
Note 19 Other investments - Available for sale
Note 20 Other receivables
Note 21 Intangible assets
Note 22 Deferred tax assets and deferred tax liabilities

Note 23 Payables due to other financial institutions
Note 24 Members' deposits
Note 25 Employee benefits
Note 26 Other payables
Note 27 Bonds, notes and debentures
Note 28 Redeemed preference share capital account
Note 29 Capital and reserves
Note 30 Operating leases
Note 31 Segment reporting
Note 32 Financing arrangements
Note 33 Maturity analysis of monetary assets and liabilities
Note 34 Capital and other commitments
Note 35 Contingencies
Note 36 Consolidated entity
Note 37 Key management personnel disclosures
Note 38 Non-key management personnel disclosures
Note 39 Notes to the statements of cash flows
Note 40 Financial instruments
Note 41 Dividend franking account
Note 42 Economic dependency
Note 43 Explanation of transition to AIFRSs
Note 44 Changes in accounting policy
Note 45 Events subsequent to balance date

Savings & Loans Credit Union : Annual Reports

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